HIPAA q's

1.)HIPAA is an acronym for Health Insurance Portability and Accountability Act.

2.) A.) HIPAA regulates the availability and breadth of group health plans and certain individual health insurance policies. B.) HIPAA regulates limits restrictions that a group health plan can place on benefits for preexisting conditions. C.) protects health insurance coverage for workers and their families when they change or lose their jobs. D.)HIPAA addresses the security and privacy of health data. E.) requires the Department of Health and Human Services to establish national standards for electronic health care transactions and national identifiers for providers, health plans, and employers.

3.) Small businesses will lose money faster because they have to keep up with HIPAA rules.

4.) It gives you privacy rights.

5.) yes

6.) A night or two in the hospital may cost tens of thousands of dollars.

7.) A 21 year old male in my zip code would get over 100 plans starting as low as $29.35 per month.

8.) A smoker would have more expensive health insurance than a non-smoker.

9.) The lowest cost for health insurance for a adult and a child is $57.85 per month.

10.)It would cost $694.20 per year.

11.) PPO- Preferred-provider organization

12. Network- a “network” of doctors/hospitals who have contracted with your insurer as participants in your specific plan.
    13.) Deductable- Some health insurance plans or prescription drug plans have an amount set that the patient is responsible to pay before the insurance will start picing up costs.
    14.) Coinsurance- the amount you are required to pay for medical care in a fee-for-service plan after you have met your deductable.
    15.)The Gramm–Leach–Bliley Act allowed commercial banks, investment banks, securities firms, and insurance companies to consolidate.
    16.) It helped the economy at the time.
    17.) The Safeguards Rule requires financial institutions to develop a written information security plan that describes how the company is prepared for, and plans to continue to protect clients’ nonpublic personal information.
    18.) Public Company Accounting Reform and Investor Protection Act, Sarbox, SOX, Corborate and Auditing Accountability and responsibility Act, and Sarbanes-Oxely.
    19.) The bill was enacted as a reaction to a number of major corporate and accounting scandals.
    20.) Strengthening corporate accounting controls.

21.)SOX has introduced an overly complex regulatory environment into U.S. financial markets.

22. The homeland security act was encated in 2002 because of the Setember 11^th attacks and subsequent mailings of anthrax spores.
    23.) Department of Homeland Security
    24.) Emergency Preparedness and Response
    25.) Arming Pilots Against Terroism
    26.) Department of Justice Divisions
    27.) Corrections To Existing Law Relating to Airline Transportation Security
    28.) National Homeland Security Council
    29.) Science And Technology In Support of Homeland Security
    30.) Directorate Of Border And Transportation Security
    31.) Information Analysis And Infrastructure Protection
    32.) Treatment of Charitable Trusts For Members Of The Armed Forces Of The United States And Other Governmental Organizations
    33.) Coordination With Non-Federal Entities; Inspector General; United States Secret Service; Coast Guard; General Provisions
    34.) Information Security
    35.) Airline War Risk Insurance Legislation
    36.) Federal Workforce Improvement
    37.) Conforming And Technical Amendments
    38.) Transition
    39.) Management
    40.)Coordination With Non-Federal Entities